AEP IS ALMOST HERE
YOUR MEDICARE PLAN
DESERVES A REVIEW.
The Annual Enrollment Period is October 15–December 7.
Review your doctors, prescriptions, pharmacy, costs, and benefits before making a decision for 2027.
100% Free Consultation · No Obligation · Licensed Medicare Advisors
CRITICAL ENROLLMENT WINDOW
COUNTDOWN TO AEP
ANNUAL ENROLLMENT PERIOD RISKS
WHY REVIEW NOW?
Plans change every single year. Staying on auto-pilot could mean unexpected copays, dropped doctors, or costly prescription coverage gaps.
Shifting Provider Networks & Copays
Insurance carriers frequently adjust their approved doctor networks, hospital groups, and specialist copays each January. A routine review ensures your trusted healthcare providers remain fully covered.
Prescription Formularies & Tier Changes
Medication drug tiers change each cycle. A prescription that cost $10 this year could move to a non-preferred tier next year. Checking drug formularies protects your monthly pharmacy budget.
Low Premium vs. Total Out-of-Pocket
A plan with a $0 monthly premium is not necessarily free. Higher deductibles, maximum out-of-pocket limits, and emergency visit coinsurance can quickly outweigh premium savings if health needs change.
Clear Answers in Simple Language
Medicare notices are notoriously complex and filled with fine print. We translate complicated benefit charts into clear, straightforward choices so you know exactly where you stand.
PREPARATION ROADMAP
WHAT TO BRING
Gather these items to ensure we can accurately compare your options and secure the best coverage for your needs. Having them ready makes your consultation smooth and stress-free.
100% Free Consultation • No Obligation to Enroll
1. Annual Notice of Change (ANOC)
Your latest plan letter outlining upcoming premium, copay, or formulary adjustments for 2027.
2. Current Prescription Medication List
Exact medication names, accurate dosages, and refill frequencies to verify tier tier coverage and low copays.
3. Preferred Local & Mail-Order Pharmacies
Names and locations of pharmacies you prefer to ensure they remain in-network as preferred cost-share providers.
4. List of Doctors, Specialists & Clinics
All primary physicians, medical specialists, and hospital networks you wish to keep in your network.
5. Healthcare Goals & Budget Questions
Any upcoming treatments, dental or vision needs, and monthly premium preferences you want addressed.
FINAL STEP TO PEACE OF MIND
READY TO REVIEW YOUR OPTIONS?
Book a personalized Medicare review with a licensed professional. In just 20 minutes, we'll verify your doctors, compare premium changes for the upcoming annual enrollment period, and verify your prescription tiers—at zero cost and zero obligation.
- 100% Free, unbiased Medicare plan comparisons
- Doctor and hospital network verification
- Prescription drug formulary cost check
No pressure • Free confidential review • Direct phone or virtual consultation
Moné Swann
Licensed Medicare Specialist
CA Department of Insurance:
License #0N11358